UAE PaymentReconciliationin Seconds

UAE's #1 Payment Reconciliation Software. Automate PayTabs, Telr, and Network International reconciliation for Dubai and Abu Dhabi businesses. Pre-integrated with Emirates NBD, FAB, ADCB & more. 2-day setup.

MISMATCHED
B
Payment Gateway Transactions
TXN-4821AED 12,450.00
TXN-4822AED 8,920.50
TXN-4823AED 3,100.00
RECONCILING...
G
Bank AccountStatement
PAY-9012
AED 12,450.00
PAY-9013
AED 8,921.50
PAY-9014
AED 3,100.00
L
Ledger BookAuto-synced
Total ReconciledAED 24,470.50
Discrepancy FoundAED 1.00 (auto-flagged)
SCROLL TO RECONCILE

PRE-INTEGRATED WITH UAE'S LEADING FINANCIAL INSTITUTIONS

Emirates NBD
FAB
ADCB
Mashreq
Network Intl
Payfort
Checkout.com
Tabby
The Problem

Businesses & finance teams are drowning in reconciliation chaos

Every payment gateway, every bank account, every delivery partner—all with different formats, different timelines, different reconciliation nightmares.

72%
of finance time spent on data entry

20+ hours weekly

Finance teams waste on manual reconciliation across multiple bank accounts and payment gateways.
AED 2.4M
average annual leakage

Settlement gaps

Unreconciled transactions slip through, causing audit failures and compliance risks.
8+
systems to reconcile daily

Fragmented data

Emirates NBD, FAB, Network International—each with different formats, different portals, different headaches.
5-7 days
typical month-end close

Delayed closes

Month-end closes stretch into week-long marathons. CFOs wait days for accurate cash positions.
Pre-Integrated

Every integration you need, ready to connect

All integrations are already built and available. Native connections with every major UAE bank, payment gateway, and accounting platform. No custom development. No middleware. Just connect and start reconciling.

UAE Banks

All integrations available
Emirates NBD
First Abu Dhabi Bank (FAB)
Abu Dhabi Commercial Bank (ADCB)
Mashreq Bank
Dubai Islamic Bank (DIB)
RAKBANK
Commercial Bank of Dubai (CBD)
Emirates Islamic

Payment Gateways

All integrations available
Payfort (Amazon Payment Services)
Checkout.com
Tabby
Tamara
Stripe UAE

Bookkeeping & ERP

All integrations available
Zoho Books
QuickBooks
Xero
SAP Business One
Oracle NetSuite
Tally Prime
Microsoft Dynamics
Odoo

Delivery & Logistics

All integrations available
Aramex
Fetchr
Careem Delivery
Talabat
Deliveroo
Noon
Quiqup
SMSA Express

All integrations are pre-built and available. Connect your systems in minutes, not weeks.

Need a different integration?Request a custom integration
Capabilities

Engineered for financial accuracy

Powerful reconciliation engine behind the scenes, intuitive dashboard in front. Every transaction matched with precision, every exception handled automatically.

Real-Time Matching

Transactions matched instantly across all systems with ML-powered fuzzy logic. Handles partial matches, currency conversions, and timing differences.

Exception Handling

Automated flagging and intelligent routing of discrepancies. Configure escalation workflows and approval chains for your team.

Settlement Analytics

Deep visibility into settlement cycles, float optimization, and real-time cash positions across all your UAE bank accounts.

Auto-Reconciliation

Define rules once. Reconciliation runs 24/7 without manual intervention. Wake up to matched transactions, not spreadsheets.

2-Day Setup

Enterprise-grade infrastructure deployed in 48 hours. Our team handles the integration—you just provide API credentials.

Complete Audit Trail

Every transaction, match, and exception fully logged. Export-ready reports for UAE Central Bank compliance and external audits.

Multi-Entity Support

Manage reconciliation across multiple legal entities, branches, and subsidiaries from a single dashboard.

Smart Alerts

Real-time notifications for exceptions, settlement delays, and anomalies. Integrates with Slack, Teams, and email.

Process

How it works

Three steps to automated reconciliation

01

Connect

Link your UAE banks (Emirates NBD, FAB, ADCB), payment gateways (Network International, Payfort), and accounting software through our secure API.
02

Configure

Define matching rules, AED/USD tolerance thresholds, and exception workflows. We handle currency conversions and timing differences.
03

Reconcile

Watch as transactions flow, match, and settle automatically—24/7. Get real-time alerts for exceptions and anomalies. Learn more about payment reconciliation.
Dashboard

Everything at a glance

Real-time visibility into your entire reconciliation pipeline

reconcileos.com/dashboard
MATCHED TODAY
12,847
+23% vs yesterday
EXCEPTIONS
23
Requires review
PENDING SETTLEMENT
AED 2.4M
Expected by EOD
MATCH RATE
99.82%
Last 30 days
Recent Transactions
TXN-4821Network IntlEmirates NBD
AED 12,500MATCHED
TXN-4820PayfortFAB
AED 8,750MATCHED
TXN-4819Checkout.comADCB
AED 3,200EXCEPTION
TXN-4818TabbyMashreq
AED 15,800PENDING
Testimonials

Trusted by UAE's finance leaders

ReconcileOS reduced our month-end close from 7 days to 2 days. Our Emirates NBD and Network International reconciliation is now fully automated.

FA

Fatima Al-Hashimi

CFO

We process 50,000+ transactions daily across Payfort and FAB. Before ReconcileOS, we had 3 people doing manual reconciliation. Now it's zero.

AK

Ahmed Khalil

Head of Finance

The UAE Central Bank compliance reporting alone saves us 40 hours monthly. The audit trail is impeccable.

SC

Sarah Chen

Financial Controller

Insights

Latest insights & updates

Stay informed with the latest trends, tips, and insights on financial reconciliation and UAE business automation.

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Dec 24, 2025
30 min
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Dec 23, 2025
25 min
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Dec 20, 2025
9 min
FAQ

Frequently asked questions

We have native integrations with Emirates NBD, First Abu Dhabi Bank (FAB), Abu Dhabi Commercial Bank (ADCB), Mashreq Bank, Dubai Islamic Bank, RAKBANK, Commercial Bank of Dubai, and Emirates Islamic. Custom integrations for other UAE banks are available on Enterprise plans.

Our 2-day setup is measured from when we receive your API credentials. Day 1 involves connecting your banks and payment gateways. Day 2 is for configuring matching rules and testing. Most clients go live by end of day 2.

Yes. ReconcileOS is fully compliant with UAE Central Bank requirements for financial data handling. We maintain SOC 2 Type II certification and our data centers are located in the UAE for data residency compliance.

Absolutely. Our matching engine handles AED, USD, EUR, and 50+ other currencies. We automatically apply Central Bank exchange rates and can match transactions with configurable FX tolerance thresholds.

Unmatched transactions are flagged as exceptions and routed to your configured workflow. You can set up auto-escalation rules, approval chains, and Slack/Teams notifications. Most clients see 99%+ automatic matching rates.

Yes. We integrate with major UAE delivery partners including Aramex, Fetchr, Careem Delivery, Talabat, Deliveroo, Noon, and SMSA Express. This is particularly useful for e-commerce businesses doing COD reconciliation.

Get Started

Start your free 1-month trial

Tell us a bit about your setup and we'll show you a tailored demo. No implementation fees. Cancel anytime.

Full access to all features
Connect unlimited UAE integrations
Dedicated onboarding support
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