Your gateway settlements don't match your bank statement. Fix it automatically.

Built for UAE businesses using PayTabs, Telr, Network International, and Magnati, find gaps across banks, gateways, and your ledger without spreadsheet hell.

MATCHED

Gateway ↔ Bank ↔ Books

SettlementAED 24,470.50
Exceptions0 critical
Your stack, connected

Already connected to every system you use

Built for businesses on PayTabs, Telr, Network International, Magnati, and UAE bank feeds. Browse all integrations

Network International
Magnati
PayTabs
Checkout
Stripe
Telr
Emirates NBD
Mashreq
Before ReconcileOS

What reconciliation looks like before ReconcileOS

Most UAE finance teams we talk to are dealing with at least one of these right now:

  • Gateway says settled, but your bank statement says otherwise
  • PayTabs or Telr batch files don't reconcile against your GL entries
  • Fee deductions higher than your agreed merchant rate, revenue quietly disappearing
  • Refunds processed in your system, never reflected in your bank
  • Timing drift between settlement cycles causing month-end mismatches your team can't explain
The Problem

Your reconciliation process is breaking, you just can't see it yet

Payments move across gateways, banks, and accounting systems, and they don't always match.

AED 12,450 → 11,920
Payout vs bank credit
Gateway report shows a payout line, the bank credit doesn't match. That gap is real cash you have to explain.
3 txns
Captured, never settled
Card transactions show as captured in the gateway but never appeared in the settlement batch.
+2.3%
Fees vs what you modeled
Total fees for the period run above what finance expected from the rate card, revenue leakage in plain sight.
Gateway ↔ ERP
Refund in gateway, still in AR
Refund processed on the PSP side, still sitting in accounts receivable in the ERP.
“Most finance teams don't trust their numbers — they just don't have proof something is wrong.”
The dashboard

This is what your finance team should see every day

Not spreadsheets. Not guesswork. Just clarity — every mismatch is explained, not just flagged.

reconcileos.com/dashboard
MATCHED TODAY
12,847
+23% vs yesterday
EXCEPTIONS
23
Requires review
PENDING
AED 2.4M
Expected by EOD
MATCH RATE
99.82%
Last 30 days
Recent transactionsLive
TXN-4821Network Intl
Emirates NBD
AED 12,500MATCHED
TXN-4820Payfort
FAB
AED 8,750MATCHED
TXN-4819Checkout.com
ADCB
AED 3,200EXCEPTION
TXN-4818Tabby
Mashreq
AED 15,800PENDING
Outcomes

What actually changes after ReconcileOS

01

No more unexplained payout gaps

Gateway payouts reconciled against bank credits daily — gaps surface in hours, not at month-end.

02

You close faster, with evidence

Month-end in days, not weeks — every match ships with the rule, inputs, and timestamp attached.

03

Numbers you can defend

Per-match audit trail and exception routing — auditors get the source docs, not a screenshot trail.

04

Scale volume without scaling headcount

Multi-entity and multi-gateway roll into one reconciled view — no duplicate spreadsheets per business unit.

Learn more
05

Fee and FX variance you can explain

Negotiated rate vs actual settlement, per gateway — fee drift surfaces before revenue leaks out.

06

Reporting that matches how you operate

Custom period views your team already uses; clean handoff into Xero, QuickBooks, or NetSuite.

Process

From chaos to fully reconciled, in 3 steps

Most customers see results within 14 days.

01
Day 1

Connect

Plug into your banks, gateways, and accounting systems — OAuth or secure CSV drop.
02
Day 2

Configure

Define matching rules, fee cards, and entity structure once — we handle the complexity.
03
Live from Day 3

Reconcile

Transactions match automatically, exceptions routed the moment they appear. Learn more
FAQ

Frequently asked questions

We use encryption in transit and at rest, role-based access, and least-privilege connections to your banks and gateways. Operational work happens on reconciled outputs and exceptions, not raw card data. Ask us for a security overview that fits your policy review process.

Our 2-day setup is measured from when we receive your API credentials. Day 1 involves connecting your banks and payment gateways. Day 2 is for configuring matching rules and testing. Most clients go live by end of day 2.

We have native integrations with Emirates NBD, First Abu Dhabi Bank (FAB), Abu Dhabi Commercial Bank (ADCB), Mashreq Bank, Dubai Islamic Bank, RAKBANK, Commercial Bank of Dubai, and Emirates Islamic. Custom integrations for other UAE banks are available on Enterprise plans.

Absolutely. Our matching engine handles AED, USD, EUR, and 50+ other currencies. We automatically apply Central Bank exchange rates and can match transactions with configurable FX tolerance thresholds.

Unmatched transactions are flagged as exceptions and routed to your configured workflow. You can set up auto-escalation rules, approval chains, and Slack/Teams notifications. Most clients see 99%+ automatic matching rates.

Yes. We integrate with major UAE delivery partners including Aramex, Fetchr, Careem Delivery, Talabat, Deliveroo, Noon, and SMSA Express. This is particularly useful for e-commerce businesses doing COD reconciliation.

See ReconcileOS with your gateway, 20 minutes, no slides

Tell us which gateways you use. We'll show you exactly how reconciliation works for your setup, live.

We walk through your specific settlement and fee structure
No commitment, see it first, decide after

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