Reconcile payments across banks, gateways, and accounting systems
Built for UAE businesses using PayTabs, Telr, Network International, and Magnati, find gaps across banks, gateways, and your ledger without spreadsheet hell.
Gateway ↔ Bank ↔ Books
Already connected to every system you use
Built for businesses on PayTabs, Telr, Network International, Magnati, and UAE bank feeds. Browse all integrations
What we find in the first 30 days
Every UAE business we audit has at least one of these:
- Gateway says settled, but your bank statement says otherwise
- PayTabs or Telr batch files don't reconcile against your GL entries
- Fee deductions higher than your agreed merchant rate, revenue quietly disappearing
- Refunds processed in your system, never reflected in your bank
- Timing drift between settlement cycles causing month-end mismatches your team can't explain
Your reconciliation process is breaking, you just can't see it yet
Payments move across gateways, banks, and accounting systems, and they don't always match.
“Most finance teams don't trust their numbers, they just don't have proof something is wrong.”
This is what your finance team should see every day
Not spreadsheets. Not guesswork. Just clarity.
Every mismatch is explained, not just flagged.
What actually changes after ReconcileOS
No more unexplained payout gaps
Gateway, bank, and books in one view, catch gaps before month-end.
You close faster, with evidence
Rules-based matching and go-live in days, not quarters.
Numbers you can defend
Audit trails per match; exceptions routed before they snowball.
Scale volume without scaling headcount
Multi-entity and multi-gateway with less spreadsheet work.
Learn more →Fee and FX variance you can explain
Surface fee drift and settlement vs expected charges.
Reporting that matches how you operate
Periodic views your team uses, clean handoff to your ERP.
From chaos to fully reconciled, in 3 steps
Most customers see results within 14 days
Connect
Configure
Reconcile
Built for companies using Network International, Checkout.com & UAE banks
You don't need a wall of logos to know whether a product understands settlements, you need a team that has lived inside payment rails. See integrations
Built for UAE banking reality
Teams reconciling Network International, Checkout.com, local acquirers, and AED corporate accounts, not a generic ledger demo.
Serious payment surface area
Designed for the mess of multi-gateway, multi-bank, multi-entity flows, where exceptions are the norm.
Engineering-first, not slide deck-first
Built by people who have shipped and operated real payment infrastructure, not a rebranded spreadsheet.
Frequently asked questions
We use encryption in transit and at rest, role-based access, and least-privilege connections to your banks and gateways. Operational work happens on reconciled outputs and exceptions, not raw card data. Ask us for a security overview that fits your policy review process.
Our 2-day setup is measured from when we receive your API credentials. Day 1 involves connecting your banks and payment gateways. Day 2 is for configuring matching rules and testing. Most clients go live by end of day 2.
We have native integrations with Emirates NBD, First Abu Dhabi Bank (FAB), Abu Dhabi Commercial Bank (ADCB), Mashreq Bank, Dubai Islamic Bank, RAKBANK, Commercial Bank of Dubai, and Emirates Islamic. Custom integrations for other UAE banks are available on Enterprise plans.
Absolutely. Our matching engine handles AED, USD, EUR, and 50+ other currencies. We automatically apply Central Bank exchange rates and can match transactions with configurable FX tolerance thresholds.
Unmatched transactions are flagged as exceptions and routed to your configured workflow. You can set up auto-escalation rules, approval chains, and Slack/Teams notifications. Most clients see 99%+ automatic matching rates.
Yes. We integrate with major UAE delivery partners including Aramex, Fetchr, Careem Delivery, Talabat, Deliveroo, Noon, and SMSA Express. This is particularly useful for e-commerce businesses doing COD reconciliation.
See ReconcileOS with your gateway, 20 minutes, no slides
Tell us which gateways you use. We'll show you exactly how reconciliation works for your setup, live.