Your gateway settlements don't match your bank statement. Fix it automatically.
Built for UAE businesses using PayTabs, Telr, Network International, Magnati, and Checkout.com, reconcile gateway settlements against bank statements without spreadsheet hell.
Gateway ↔ Bank ↔ Books
Already connected to every system you use
Built for businesses on PayTabs, Telr, Network International, Magnati, Checkout.com, and UAE bank feeds. Browse all integrations
What reconciliation looks like before ReconcileOS
Most UAE finance teams we talk to are dealing with at least one of these right now:
- Gateway says settled, but your bank statement says otherwise
- PayTabs or Telr batch files don't reconcile against your GL entries
- Fee deductions higher than your agreed merchant rate, revenue quietly disappearing
- Refunds processed in your system, never reflected in your bank
- Timing drift between settlement cycles causing month-end mismatches your team can't explain
Your reconciliation process is breaking, you just can't see it yet
Payments move across gateways, banks, and accounting systems, and they don't always match.
“Most finance teams don't trust their numbers — they just don't have proof something is wrong.”
This is what your finance team should see every day
Not spreadsheets. Not guesswork. Just clarity — every mismatch is explained, not just flagged.
What actually changes after ReconcileOS
No more unexplained payout gaps
Gateway payouts reconciled against bank credits daily — gaps surface in hours, not at month-end.
You close faster, with evidence
Month-end in days, not weeks — every match ships with the rule, inputs, and timestamp attached.
Numbers you can defend
Per-match audit trail and exception routing — auditors get the source docs, not a screenshot trail.
Scale volume without scaling headcount
Multi-entity and multi-gateway roll into one reconciled view — no duplicate spreadsheets per business unit.
Learn more →Fee and FX variance you can explain
Negotiated rate vs actual settlement, per gateway — fee drift surfaces before revenue leaks out.
Reporting that matches how you operate
Custom period views your team already uses; clean handoff into Xero or QuickBooks.
From chaos to fully reconciled, in 3 steps
Most customers see results within 14 days.
Connect
Configure
Reconcile
Trusted by UAE finance teams managing gateway-to-bank reconciliation
Reviews from teams handling PayTabs, Telr, Network International, Magnati, and Checkout.com settlement workflows across UAE operations. Browse integrations
01
E-commerce Retail
“Before ReconcileOS, month-end took us 6 to 7 days and we still had payout gaps we could not explain. Now gateway settlements and bank credits are matched daily, and our close is down to 2 days.”
Finance Manager · Dubai-based Online Seller
02
Marketplace Operations
“We run Telr and Network International across multiple payment flows. The biggest win is exception visibility: my team sees mismatches the same day instead of discovering them at month-end.”
Financial Controller · UAE Multi-Vendor Platform
03
Last-Mile Delivery
“What we needed was simple: prove what settled actually reached the bank. ReconcileOS gave us an audit-ready trail by transaction, including fee variances, without adding IT work.”
Head of Finance · Abu Dhabi Logistics Company
Frequently asked questions
We use encryption in transit and at rest, role-based access, and least-privilege connections to your banks and gateways. Operational work happens on reconciled outputs and exceptions, not raw card data. Ask us for a security overview that fits your policy review process.
Our 2-day setup starts once we receive your gateway settlement and bank statement CSV files. Day 1 covers file mapping and matching setup. Day 2 is validation and exception workflow checks. Most clients go live by end of day 2.
We work with standard statement CSV exports from all major UAE banks, including Emirates NBD, FAB, ADCB, Mashreq, Dubai Islamic Bank, RAKBANK, CBD, and Emirates Islamic. If your bank format differs, we map it during setup.
Absolutely. Our matching engine handles AED, USD, EUR, and 50+ other currencies. We automatically apply Central Bank exchange rates and can match transactions with configurable FX tolerance thresholds.
Unmatched transactions are flagged as exceptions and routed to your configured workflow. You can set up auto-escalation rules, approval chains, and Slack/Teams notifications. Most clients see 99%+ automatic matching rates.
Yes. We support logistics and delivery businesses by reconciling high-volume online gateway settlements against bank credits across multiple channels and payout formats.
See ReconcileOS with your gateway, 20 minutes, no slides
Tell us which gateways you use. We'll show you exactly how reconciliation works for your setup, live.