Your gateway settlements don't match your bank statement. Fix it automatically.

Built for UAE businesses using PayTabs, Telr, Network International, Magnati, and Checkout.com, reconcile gateway settlements against bank statements without spreadsheet hell.

LIVE MATCH VIEW

Gateway - Bank - Books

SettlementAED 24,470.50
Exceptions0 critical
Your stack, connected

Your payment stack, reconciled as one control layer

Built for businesses on PayTabs, Telr, Network International, Magnati, Checkout.com, and UAE bank feeds. Browse all integrations

Network International
Magnati
PayTabs
Checkout
FAB
Telr
Emirates NBD
ADCB
Before ReconcileOS

Your reconciliation process is breaking, you just can't see it yet

Most UAE finance teams we talk to are dealing with one of these mismatches right now.

AED 12,450 → 11,920
Payout vs bank credit
Gateway says settled, but your bank statement says otherwise. That gap is real cash your team has to explain.
3 txns
Captured, never settled
Transactions show as captured in PayTabs, Telr, or another gateway, but never appear in the settlement batch.
+2.3%
Fees vs what you modeled
Fee deductions run higher than the agreed merchant rate, quietly leaking revenue before finance can catch it.
Gateway ↔ ERP
Refund in gateway, still in AR
Refunds and timing drift leave your gateway, bank, and GL disagreeing at month-end with no clean proof trail.
“Most finance teams don't trust their numbers, they just don't have proof something is wrong.”
The dashboard

This is what your finance team should see every day

Not spreadsheets. Not guesswork. Just clarity: every mismatch is explained, not just flagged.

Settlement match

Gateway batch tied to bank credit

Fee variance

Rate-card drift explained before close

Exception owner

Every mismatch routed with context

Audit trail

Rule, source, timestamp, and approval

reconcileos.com/dashboard
MATCHED TODAY
1,284
+23% vs yesterday
EXCEPTIONS
23
Requires review
PENDING
AED 124,500
Expected by EOD
MATCH RATE
99.82%
Last 30 days
Recent transactionsLive
TXN-4821Network Intl
Emirates NBD
AED 12,500MATCHED
TXN-4820Magnati
FAB
AED 8,750MATCHED
TXN-4819Checkout.com
ADCB
AED 3,200EXCEPTION
TXN-4818PayTabs
Mashreq
AED 15,800PENDING
Outcomes

What actually changes after ReconcileOS

The premium layer is not decoration: it helps finance teams see control, evidence, and momentum at a glance.

01

No more unexplained payout gaps

Gateway payouts reconciled against bank credits daily — gaps surface in hours, not at month-end.

02

You close faster, with evidence

Month-end in days, not weeks — every match ships with the rule, inputs, and timestamp attached.

03

Numbers you can defend

Per-match audit trail and exception routing — auditors get the source docs, not a screenshot trail.

04

Scale volume without scaling headcount

Multi-entity and multi-gateway roll into one reconciled view — no duplicate spreadsheets per business unit.

Learn more
05

Fee and FX variance you can explain

Negotiated rate vs actual settlement, per gateway — fee drift surfaces before revenue leaks out.

06

Reporting that matches how you operate

Custom period views your team already uses; clean handoff into Xero or QuickBooks.

Process

From chaos to fully reconciled, in 3 steps

Most customers see results within 14 days, with the control layer live before month-end.

01
Day 1

Connect

Plug into your banks, gateways, and accounting systems — prebuilt integrations.
02
Day 2

Configure

Define matching rules, fee cards, and entity structure once — we handle the complexity.
03
Live from Day 3

Reconcile

Transactions match automatically, exceptions routed the moment they appear. Learn more
What finance teams say

Trusted by UAE finance teams managing gateway-to-bank reconciliation

Reviews from teams handling PayTabs, Telr, Network International, Magnati, and Checkout.com settlement workflows across UAE operations. Browse integrations

01

E-commerce Retail

Close time reduced

Before ReconcileOS, month-end took us 6 to 7 days and we still had payout gaps we could not explain. Now gateway settlements and bank credits are matched daily, and our close is down to 2 days.

Finance Manager · Dubai-based Online Seller

02

Marketplace Operations

Close time reduced

We run Telr and Network International across multiple payment flows. The biggest win is exception visibility: my team sees mismatches the same day instead of discovering them at month-end.

Financial Controller · UAE Multi-Vendor Platform

03

Last-Mile Delivery

Close time reduced

What we needed was simple: prove what settled actually reached the bank. ReconcileOS gave us an audit-ready trail by transaction, including fee variances, without adding IT work.

Head of Finance · Abu Dhabi Logistics Company

FAQ

Frequently asked questions

We use encryption in transit and at rest, role-based access, and least-privilege connections to your banks and gateways. Operational work happens on reconciled outputs and exceptions, not raw card data. Ask us for a security overview that fits your policy review process.

Our 2-day setup starts once we receive your gateway settlement and bank statement CSV files. Day 1 covers file mapping and matching setup. Day 2 is validation and exception workflow checks. Most clients go live by end of day 2.

We work with standard statement CSV exports from major UAE banks, including Emirates NBD, FAB, ADCB, Mashreq, Dubai Islamic Bank, RAKBANK, CBD, and Emirates Islamic. We also support gateway settlement files from PayTabs, Telr, Network International, Magnati, Checkout.com, and similar PSPs.

Unmatched transactions are flagged as exceptions and routed to your configured workflow. You can set up auto-escalation rules, approval chains, and Slack/Teams notifications. Most clients see 99%+ automatic matching rates.

See ReconcileOS with your gateway, 20 minutes, no slides

Tell us which gateways you use. We'll show you exactly how reconciliation works for your setup, live.

We walk through your specific settlement and fee structure
No commitment, see it first, decide after
Bring a real payout file or gateway export
Leave with the exact reconciliation path

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