Reconcile the Platform’s Gateway Settlements to the Bank at Group Level
ReconcileOS focuses on platform-level settlement-to-bank reconciliation: which gateway batch landed, whether fees match the contract, and what still does not match the bank. Seller or vendor remittance out of the platform is a different upstream process; we help you own the platform’s cash and fee truth first.
First month free, no commitment
For marketplace finance teams matching what the payment stack settled against what hit the company bank after fees, refunds, and batch timing.
What goes wrong today
A marketplace platform processing high volumes across multiple gateways ends each period with a large reconciliation problem: settlement reports at scale, fee structures that vary across gateway relationships, partial payouts and timing differences that create month-end gaps, and compliance teams that need an audit-ready output tracing every matched credit. Spreadsheets do not handle this cleanly at volume.
What changes with ReconcileOS
ReconcileOS runs platform-level gateway-to-bank reconciliation across all active gateways. Each batch is matched to the bank, fees are validated against contracted rates, and the consolidated output is audit-ready. Seller payout calculation is a separate upstream process and is not part of this reconciliation layer.
How a marketplace finance team reconciles high-volume gateway settlements to the bank
Platform-level reconciliation focuses on what hit the company bank account after all gateways settled. ReconcileOS connects directly to each gateway relationship and pulls settlement data automatically—each with its own timing and fee structure—into one consolidated run.
Connect all your payment gateways
ReconcileOS has pre-built connections to all major UAE payment gateways. Connect each gateway once and settlement data syncs automatically each period without manual file collection.
Connect your bank account
Link your UAE bank account directly. ReconcileOS pulls transactions automatically so each bank credit line is mapped to the corresponding gateway batch.
Reconcile per gateway and consolidate
Each gateway is matched against the bank individually, then combined into a group view showing matched, unmatched, fee-variant, and timing-gap items across all gateways.
Generate audit-ready output
The reconciliation report traces every match from gateway batch to bank credit, with fee verification details and a complete exceptions list.
Platform cash truth. Per gateway and consolidated.
Every gateway batch confirmed against bank deposits, with fee deductions validated against contracted rates across all gateway relationships.
A consolidated view across all active gateways showing matched, unmatched, and discrepant items—without a separate spreadsheet per gateway.
Audit-ready output tracing each matched credit to its gateway source, settlement file, and bank line, ready for compliance and period close.
Everything you need to automate reconciliation
Match gateway, bank, and ledger data automatically. Review only exceptions.
Settlement Transactions
Four‑way matching across gateway files, bank statements, ledger entries, and orders.
Settlement History
Daily close with variances highlighted and net settlement computed automatically.
Reconciliation Records
Audit‑ready trails with exports. Every match and adjustment is logged.
Reports
Scheduled PDF/CSV delivery and ERP‑friendly exports.
Real-time Processing
Instant transaction processing with immediate exception detection and alerts.
Enterprise Security
Bank-grade security with encrypted data transmission and access controls.
Works with your existing tools
Connect payment gateways, banks, and accounting software in minutes—no complex setup.
Questions finance teams ask before rollout
Practical answers about setup, data sources, and how this use case fits into your close process.
What does platform-level gateway-to-bank reconciliation mean for a marketplace?
It means matching the settlement batches your payment gateways send to the platform bank account each period—confirming the amounts landed correctly, validating that fee deductions match contracted rates, and surfacing any unmatched or partial credits. Seller payout calculation is a separate upstream process and is not part of this reconciliation layer.
We run multiple gateways to cover different customer payment types. Can ReconcileOS consolidate them?
Yes. Multi-gateway reconciliation is a core workflow. Each gateway is reconciled individually against the bank, then combined into a single consolidated view showing per-gateway results and a platform-level total. Running more than one gateway is one of the strongest signals for using ReconcileOS.
How does ReconcileOS handle high-volume settlement data from a marketplace?
ReconcileOS is built for volume. Settlement CSVs from each gateway load together and the matching process runs automatically. The output separates confirmed matches from exceptions so finance reviews only the items that need attention.
Does ReconcileOS handle seller payout matching or vendor remittance?
No. Seller payout calculation—matching what the platform owes individual vendors or sellers—is a separate upstream process. ReconcileOS focuses on what the platform's payment stack settled and what landed in the platform's bank account after fees.
What does the audit-ready output include for marketplace reconciliation?
The reconciliation report traces every matched credit from its gateway settlement batch to the bank line, includes fee deduction verification, and provides a complete exceptions list with the evidence needed to investigate each item.
See the workflow against your actual reconciliation setup.
Tell us which gateways, banks, and accounting tools you use. We will map the reconciliation flow and show where exceptions surface.
First month free, no commitment.