Reconcile High-Volume Online Gateway Settlements to Your Bank
ReconcileOS matches online payment gateway settlements to UAE bank credits and flags fee drift, partial credits, and timing issues. Cash-on-delivery handled outside a gateway is a separate operations process; lead your demo with the online and card-tied flows your finance team reconciles today.
First month free, no commitment
For last-mile and delivery businesses where the pain is online card and wallet payments that must match the bank—not cash collected on the doorstep.
What goes wrong today
High-volume last-mile delivery businesses running multiple gateways to cover different customer payment types end each month with a compounding reconciliation problem: multiple settlement report formats, fee structures that drift from contracted rates, and no unified view of what actually landed in the bank from each gateway relationship. The more gateways, the larger the gap.
What changes with ReconcileOS
ReconcileOS connects directly to your UAE payment gateways and bank account and matches settlements to bank credits automatically. Each gateway’s settlements are reconciled individually and then consolidated into one view. Fee drift, partial credits, and unmatched items are flagged before month-end.
How a logistics finance team reconciles online payment settlements to the bank
Built for high-volume online payment reconciliation across multiple gateways. ReconcileOS connects directly to each gateway and your bank—data syncs automatically each period with no exports, uploads, or IT involvement required.
Connect your payment gateways
ReconcileOS connects natively to Telr, Checkout.com, PayTabs, Network International, Magnati, and other UAE gateways. Settlement data syncs automatically each period across all active gateway relationships.
Connect your bank account
Link your UAE bank account once. ReconcileOS pulls transactions automatically and maps each bank credit to the corresponding gateway settlement batch.
Match per gateway and consolidate
Each gateway is reconciled against the bank individually, then combined into a single view with a total matched, unmatched, and discrepancy summary.
Surface exceptions
Fee drift, partial credits, and unmatched items are flagged with the evidence needed to investigate and resolve them before the period closes.
Every online gateway settlement confirmed against the bank. Monthly, not by hand.
Multiple gateway settlements reconciled in one run with a consolidated discrepancy view—no spreadsheet consolidation required.
Fee drift detected per gateway per period and surfaced automatically, not discovered during an audit.
Audit-ready output from each reconciliation that traces every matched credit to its gateway source and bank line.
Everything you need to automate reconciliation
Match gateway, bank, and ledger data automatically. Review only exceptions.
Settlement Transactions
Four‑way matching across gateway files, bank statements, ledger entries, and orders.
Settlement History
Daily close with variances highlighted and net settlement computed automatically.
Reconciliation Records
Audit‑ready trails with exports. Every match and adjustment is logged.
Reports
Scheduled PDF/CSV delivery and ERP‑friendly exports.
Real-time Processing
Instant transaction processing with immediate exception detection and alerts.
Enterprise Security
Bank-grade security with encrypted data transmission and access controls.
Works with your existing tools
Connect payment gateways, banks, and accounting software in minutes—no complex setup.
Questions finance teams ask before rollout
Practical answers about setup, data sources, and how this use case fits into your close process.
What types of payments does ReconcileOS reconcile for logistics and delivery businesses?
ReconcileOS reconciles online payment gateway settlements against UAE bank deposits. This covers card payments, wallet payments, and any payment that flows through a gateway before reaching the bank. Cash-on-delivery collected outside a payment gateway is a separate operational process and is not within ReconcileOS scope.
We use more than one gateway for different customer types. How does multi-gateway reconciliation work?
Each gateway's settlement CSVs load together for the same period. ReconcileOS reconciles each gateway against the bank individually, then produces a consolidated view across all gateways showing matched, unmatched, and fee-discrepant items. The more gateways you run, the more value the consolidated view provides.
How are fee discrepancies surfaced across multiple gateway relationships?
ReconcileOS compares the fee amounts in each gateway's settlement file against the bank credit for the same batch. Any variance between the expected fee deduction and what landed in the bank is flagged automatically as a discrepancy item for finance to investigate.
Do we need IT involvement to connect our gateways?
No. ReconcileOS has pre-built integrations with UAE payment gateways and banks. Connect each gateway and your bank account once and data flows automatically each period—no file exports, no IT access requests, no ongoing manual steps.
Can multiple bank accounts be reconciled if we operate across different entities or regions?
Yes. Multi-entity reconciliation allows separate legal entities or business units to each run their own gateway-to-bank reconciliation, with a consolidated group overview at the parent level.
See the workflow against your actual reconciliation setup.
Tell us which gateways, banks, and accounting tools you use. We will map the reconciliation flow and show where exceptions surface.
First month free, no commitment.