Reconcile Gateway Payouts and Bank Deposits for Online Retail
ReconcileOS matches PSP settlement batches and bank lines so you can see fees, refunds, and partial credits clearly. Order systems help you run the business; this layer proves what settled and what hit the bank.
First month free, no commitment
For teams that need every store and channel to tell the same settlement-to-bank story at month-end.
What goes wrong today
Each sales channel generates its own settlement file. Finance downloads gateway exports from Telr, Stripe, PayTabs, and the bank statement, then spends hours in a spreadsheet trying to prove each batch landed correctly and fees were applied as contracted. A single refund or fee variance can take an entire investigation to trace—and if you run more than one gateway, the problem doubles.
What changes with ReconcileOS
ReconcileOS matches settlement batches from every channel to bank credits automatically. Fees, refunds, and partial payouts are flagged before month-end. The manual spreadsheet step is replaced with a reviewed, audit-ready output that traces each match from gateway file to bank line.
From gateway export to a reconciled bank—without the spreadsheet in between
ReconcileOS has pre-built integrations with UAE payment gateways and banks. Connect once and data flows automatically each period—no exports, no uploads, no IT involvement.
Connect your payment gateways
ReconcileOS has pre-built integrations with Telr, Stripe, PayTabs, Network International, Magnati, and other UAE gateways. Connect once and settlements sync automatically every period.
Connect your bank
Link your UAE bank account directly. ReconcileOS pulls your bank transactions automatically—no statement exports or manual uploads required.
Match and flag discrepancies
ReconcileOS runs the match: confirmed credits, fee variances, partial payouts, and unmatched items are separated and tagged. No manual cross-referencing.
Review exceptions only
Finance reviews only what did not match. Confirmed matches go directly into the audit-ready reconciliation report for the period.
Settlement-to-bank reconciliation that does not depend on a spreadsheet.
Every gateway batch confirmed or questioned before month-end, not discovered during the close.
Fee deductions verified against contracted rates across all channels, surfaced automatically each period.
An audit-ready reconciliation report from each period without manual construction—ready for the accounting handoff.
E-commerce: gateway settlements that match the bank
Tie your PSPs and marketplaces to bank deposits so the close is about money that moved, not a shopping-cart report on its own.
Multi-PSP and marketplaces
Bring each gateway and marketplace settlement file into the same month-end process your finance team can sign off.
Fees, refunds, and batches
Handle fee deductions, returns, and split payouts the way the processor and the bank show them, not a single net guess.
Refund and chargeback lines
Match clawbacks to the original settlement or bank line so the GL is not fixed twice later.
Evidence for the channel
Keep a traceable set of file pairs when someone asks which channel a deposit came from.
Typical e-commerce and marketplace stacks in the UAE
Connectors align with the gateways, banks, and accounting systems listed on the integrations page.
Questions finance teams ask before rollout
Practical answers about setup, data sources, and how this use case fits into your close process.
What does e-commerce payment reconciliation actually mean for a UAE finance team?
It means matching the settlement batches your payment gateway (Telr, Stripe, PayTabs, etc.) sends you each period against the credits that actually landed in your UAE bank account—net of fees, refunds, and partial payouts. Your order system tracks what should have been paid; ReconcileOS tracks what actually settled and hit the bank.
Which payment gateways are supported for online retail?
ReconcileOS natively supports PayTabs, Telr, Network International, Magnati, and Checkout.com. Additional gateways can be added. If yours is not on the native list, it does not disqualify you—bring it to a walkthrough and we will scope it.
How are refunds handled in the reconciliation process?
Refunds appear as separate items in gateway settlement reports. ReconcileOS identifies them, matches them to the corresponding bank movement, and flags any refund that does not show a matching bank debit in the expected period.
We run multiple payment gateways. Can ReconcileOS handle all of them at once?
Yes. Running more than one gateway is one of the strongest signals for using ReconcileOS. Each gateway is reconciled individually against the bank, and you get a consolidated view across all gateways in the same period—one report instead of one spreadsheet per gateway.
Do we need IT involvement or API access to get started?
No. ReconcileOS has pre-built integrations with UAE payment gateways and banks. Connect your gateway and bank account once—data syncs automatically from that point. There is no IT approval, no ongoing file management, and most teams are live within a day.
See the workflow against your actual reconciliation setup.
Tell us which gateways, banks, and accounting tools you use. We will map the reconciliation flow and show where exceptions surface.
First month free, no commitment.